General Information Only
MyGiftBloom provides general educational information about prepaid cards, gift cards, consumer rights, and scam prevention. The content on this website is for informational and educational purposes only and should not be relied upon as professional advice.
The information provided:
- Is not tailored to your specific circumstances
- Should not be used as a substitute for professional consultation
- May not reflect the most current legal or regulatory developments
- May contain general statements that do not apply to your situation
Not Financial Advice
Nothing on this website constitutes financial advice. We do not provide personalized recommendations about:
- Which prepaid card products to use
- How to manage your personal finances
- Investment decisions
- Specific financial transactions
Always consult with a qualified financial advisor regarding your personal financial situation and decisions.
Not Legal Advice
Nothing on this website constitutes legal advice. The information about consumer rights, regulations, and legal protections is provided for educational purposes only.
We do not:
- Provide legal counsel or representation
- Create an attorney-client relationship with users
- Offer opinions on your specific legal rights or obligations
- Advise you on legal actions you should take
Always consult with a licensed attorney regarding legal questions and before taking any legal action.
No Professional Relationship
Your use of this website does not create any professional relationship between you and MyGiftBloom, including but not limited to:
- Attorney-client relationship
- Financial advisor-client relationship
- Accountant-client relationship
- Consultant-client relationship
Independent Educational Resource
MyGiftBloom is completely independent and is not affiliated with, endorsed by, sponsored by, or connected to any:
- Prepaid card issuers or providers
- Gift card companies or brands
- Financial institutions or banks
- Payment processors or networks
- Retail stores or chains
- Government agencies (including the FTC, CFPB, or any other agency)
- Consumer protection organizations
We maintain complete editorial independence. We do not receive compensation from card issuers or financial institutions for our content.
Cannot Assist with Individual Card Issues
We cannot and do not provide assistance with individual card accounts or specific card-related problems.
We cannot help you with:
- Checking your card balance
- Activating or registering cards
- Resolving disputes or fraud claims
- Recovering lost or stolen cards
- Processing refunds or chargebacks
- Contacting card issuers on your behalf
- Recovering funds lost to scams
For any issues with a specific card, you must contact the card issuer directly. The customer service number is typically found on the back of the card or on the issuer's website.
No Guarantee of Results
We make no guarantees or warranties regarding:
- The effectiveness of any strategies or tips provided
- Your ability to prevent fraud or scams
- Recovery of funds lost to scammers
- The resolution of disputes with card issuers
- The outcome of any actions you take based on our information
Accuracy and Completeness
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding:
- The accuracy of information on this website
- The completeness of our content
- The timeliness of information provided
- The suitability of information for your particular needs
Laws, regulations, card issuer policies, and scam tactics change frequently. Information that was accurate when published may become outdated. We are not responsible for keeping every piece of content current.
Always verify important information with official sources, including:
- Your card issuer's official website and documentation
- Federal and state regulatory agencies
- Licensed attorneys and financial advisors
- Law enforcement agencies
Third-Party Information
Our content may reference or link to third-party websites, resources, or information. We do not:
- Control or verify third-party content
- Endorse third-party websites or resources
- Guarantee the accuracy of third-party information
- Take responsibility for third-party content or services
Links to third-party sites are provided for convenience only. Use of third-party websites is at your own risk.
No Guarantees About Scam Prevention
While we provide information about common scams and prevention strategies, we cannot guarantee that following our advice will prevent you from becoming a victim of fraud or scams.
Scammers constantly develop new tactics and techniques. Even the most vigilant consumers can be targeted. The information we provide represents common scam patterns and general best practices but may not cover every possible scenario.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, MYGIFTBLOOM SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF THIS WEBSITE OR RELIANCE ON ITS CONTENT.
This includes but is not limited to:
- Financial losses from scams or fraud
- Losses from decisions made based on our content
- Damages from inaccurate or outdated information
- Losses from following advice or strategies on the website
- Consequences of actions taken or not taken based on our content
See our Terms of Service for complete limitation of liability provisions.
Changes to This Disclaimer
We reserve the right to modify this Disclaimer at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes acceptance of the modified Disclaimer.
Use at Your Own Risk
You use this website and its content entirely at your own risk. You are responsible for:
- Evaluating the accuracy and usefulness of information provided
- Seeking professional advice when appropriate
- Making your own informed decisions
- Verifying information with authoritative sources
- Understanding your specific rights and obligations
When to Seek Professional Help
You should consult with qualified professionals in the following situations:
- Legal matters: Consult a licensed attorney
- Financial decisions: Consult a certified financial advisor
- Tax questions: Consult a certified public accountant
- Fraud or criminal activity: Contact law enforcement
- Card account issues: Contact your card issuer
- Regulatory questions: Contact relevant government agencies
Official Resources
For official information and assistance, contact these authoritative sources:
- Federal Trade Commission (FTC): www.ftc.gov - Consumer protection and scam reporting
- Consumer Financial Protection Bureau (CFPB): www.consumerfinance.gov - Financial product regulations
- FBI Internet Crime Complaint Center: www.ic3.gov - Report internet crimes
- Your Card Issuer: Contact information on card packaging or issuer website
Questions About This Disclaimer
If you have questions about this Disclaimer, please review our Terms of Service and Privacy Policy, or contact us:
MyGiftBloom
250 W 93rd St
New York, NY 10025
United States
Phone: +1 (646) 844-5331
Contact Form