IMPORTANT DISCLAIMER: MyGiftBloom is an independent educational blog not affiliated with any card issuer, financial institution, or payment processor. The information provided is for educational purposes only and should not be considered financial or legal advice.

Terms of Service

Last Updated: December 18, 2025

Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the MyGiftBloom website located at mygiftbloom.com (the "Site"), operated by MyGiftBloom ("we," "us," or "our").

By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Site.

Eligibility

You must be at least 18 years old to use this Site. By using the Site, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.

Educational Purpose Only

The information provided on this Site is for educational and informational purposes only. MyGiftBloom provides general information about prepaid cards, gift cards, consumer rights, and scam prevention.

The content on this Site:

Always consult with qualified financial advisors, attorneys, or other professionals regarding your specific situation.

No Affiliation

MyGiftBloom is an independent educational resource. We are not affiliated with, endorsed by, or connected to any:

We cannot assist with individual card issues, account problems, or fraud claims. Contact your card issuer directly for such assistance.

Intellectual Property

Ownership

The Site and its original content, features, and functionality are owned by MyGiftBloom and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. You may not:

Fair Use

You may share links to our articles and quote brief excerpts with proper attribution for educational, commentary, or news reporting purposes.

User Conduct

You agree not to use the Site to:

Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for:

Your use of third-party websites is at your own risk and subject to their terms and conditions.

Disclaimer of Warranties

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We disclaim all warranties, including but not limited to:

We make no guarantee that:

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MYGIFTBLOOM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

This includes damages resulting from:

Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless MyGiftBloom, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:

Modification of Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date.

Your continued use of the Site after any modifications constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Site.

Modification or Termination of Site

We reserve the right to modify, suspend, or discontinue the Site (or any part thereof) at any time, with or without notice, for any reason. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Site.

Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Site will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions.

Dispute Resolution

Informal Resolution

If you have any dispute with us, you agree to first contact us and attempt to resolve the dispute informally.

Arbitration

Any dispute arising from these Terms or your use of the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will be conducted in New York, New York.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will remain in full force and effect.

Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between you and MyGiftBloom regarding the use of the Site and supersede all prior agreements and understandings.

Contact Information

If you have questions about these Terms, please contact us:

MyGiftBloom
250 W 93rd St
New York, NY 10025
United States
Phone: +1 (646) 844-5331
Contact Form